California Auto Loan Tips

• if you have credit problems, do not keep applying over and over online. Each rejection can further damage your credit standing; work with a special finance expert like California Auto Loan instead.

• Two old rules of thumb about car loans and car payments. First, never spend more than 12 to 15 percent of your monthly take-home pay on a car payment. Second, a lot of old pros believe that if you can't afford to put 20 percent down, you shouldn't be buying.

• Try to not negotiate on the monthly payment. Negotiate for the total price. Any loan amount can be made to fit your monthly payment if you stretch out the term long enough.

Bottom line: completing our online auto loan application puts you under NO OBLIGATION WHATSOEVER, and from the moment you click the continue button, you'll be on a secure server to protect your personal information.